Car negotiation tips

How to Spot a Flood-Damaged Car (Even if the Seller Swears It’s Clean)

January 20, 20254 min read

"Don’t let this deal drive away—unless you’re behind the wheel!"

- Chase | Car Deal Dad Joke Writer | Not very good at it...


How to Spot a Flood-Damaged Car (Even if the Seller Swears It’s Clean)


🚗 Thinking About Buying a Used Car? Watch Out for This Dirty Secret...

I was in Florida when hurricane Ian hit Southwest Florida. The worst hurricane in history or in the last 500 years or something. 10 feet of water in streets and homes. tens of thousands of car under water floating everywhere.

Fast forward to weeks later? Scammers drying up the cars and selling them everywhere and people buying them

Can you imagine??

Used cars can hide all kinds of secrets—but few are sneakier (and more dangerous) than flood damage.

And here’s the thing: flood-damaged cars don’t always come with a big “I was underwater!” sticker on the windshield.

In fact, many of them look… totally normal.

Clean.

Low miles.

Good deal.

But once you own it? Mold, rust, electrical nightmares, weird smells—and zero warranty.

So, let’s talk about how to spot a flood-damaged vehicle before you buy—even if the seller promises it’s never seen a drop of rain.


💦 Why Flood-Damaged Cars End Up for Sale

Floods don’t just total cars—they total millions of them.

Hurricanes, river floods, and flash floods have sent hundreds of thousands of vehicles to insurance auctions in the last few years.

Some get cleaned up, dried out, and shipped across the country—often to states with relaxed title laws.

The car gets a “clean” title again, maybe even passes a basic inspection... and ends up on Craigslist, Facebook Marketplace, or even a dealership lot.


🕵️‍♂️ Deal Guard's 10 Red Flags to Spot a Flood-Damaged Car

  1. Musty or Moldy Smell

    • Trust your nose. That damp basement smell? Huge red flag.

  2. Super Strong Air Freshener

    • Like “why does this Corolla smell like a pine tree explosion?” They’re covering something.

  3. Rust in Weird Places

    • Check under seats, pedals, inside door hinges, and trunk latches. Rust here = red flag.

  4. Water Lines or Silt

    • Look behind trim panels and under the carpet in the trunk. See mud or water stains? Walk away.

  5. Brand-New Carpet or Upholstery

    • Why would a 5-year-old used car have fresh carpet? (Hint: they’re hiding water damage.)

  6. Foggy or Condensed Headlights/Taillights

    • Moisture inside sealed lights is a sign the car’s been soaked.

  7. Corrosion on Wiring or Battery Terminals

    • Pop the hood. White or green crust on fuses or wires = potential flood car.

  8. Non-Matching Screws and Bolts

    • Sellers often remove seats to clean or replace carpet. Look for mismatched hardware or tool marks.

  9. Malfunctioning Electronics

    • Test everything: windows, seat warmers, infotainment, backup cam, dash lights. Flooded cars often glitch.

  10. Sketchy Vehicle History

  • Use services like CARFAX, AutoCheck, or NICB.org to check flood/salvage history.


📍 Deal Guard Pro Tip: Look Up the VIN in the National Insurance Crime Bureau (NICB)

It’s free. Go to NICB.org → “VIN Check” → enter the car’s VIN.

It’ll tell you if the vehicle was declared salvage, stolen, or flood-damaged by insurers.


⚠️ States Where Flood Cars Often Get “Washed Clean”

Some states don’t carry forward flood or salvage notations on titles from other states. These include:

  • Mississippi

  • Arkansas

  • Tennessee

  • Kentucky

  • Alabama

If a car was totaled in Florida after a hurricane, it might magically show up in Kentucky as “clean.”

That’s called title washing, and it’s legal in some places.


😳 What If You Already Bought One?

Bad news: insurance may not cover hidden flood damage unless it’s declared upfront.

If problems pop up later, the cost is on you.

That’s why it's critical to inspect before you buy, or...


🙌 Just Let Deal Guard Handle It

We get it.

You're not a mechanic or a VIN decoding ninja.

You're busy, and buying a car shouldn't feel like you're playing detective.

That’s why Deal Guard exists.

We’re your car buying concierge, and we:

  • Run flood checks and VIN history

  • Inspect vehicles before you ever see them

  • Vet sellers (private or dealers)

  • Avoid high-risk states and shady deals

  • Save you time, stress, and post-purchase regrets

No pressure. No guessing. No lemon.

👉 Let Deal Guard do the dirty work so you don’t end up with a waterlogged wallet.


✅ Final Takeaway

Before you buy any used car:

  • Sniff for mold

  • Look under carpets

  • Pop the hood and check wires

  • Run the VIN through NICB

  • Ask: “Why does this car smell like pine and sadness?”

And if you’re not sure? Walk away. Or better yet—call Deal Guard.


Hate dealer games? Let us fight for you.
Our concierge service at Deal Guard doesn’t just find you the car—we crush hidden fees, bad rates, and sales tricks so you don’t have to.

Go to FUNNEWCAR.COM to learn how we can help you!

We cannot wait to help you!

Chase Jordan | Founder | Deal Guard

Want help negotiating your deal from start to finish?
Let us do the heavy lifting.

Our concierge car buying service saves you hours of stress and thousands in bad deals.

Your time is valuable—let’s protect it together.

Go to GETDEALGUARD.COM TO LEARN MORE!

Back to Blog